Welcome to www.migrants-to-nz-beware.info
This is a work in progress.
This site is to show how New Zealand uses other country's Social Insurance pension schemes to fund its own social security system.
It does this by deducting overseas contributory govt pension schemes from it's own govt's Superannuation.

The New Zealand government in collusion with the British government through an outdated 1983 Social Security Agreement allows its UK state pensions paid into New Zealand plus National Insurance Contributions (NICs) by both UK employees and employer's to fund New Zealand's own social security responsibilities.

Two more useful sites involved in the protest.
http://nzpensionabuse.org......http://www.nzpensionprotest.com

The legislation used to deny both New Zealanders and immigrants the right to keep overseas self funded government pensions is Section 70, Social Security Act 1964 draughted in 1938 when all pensions were the same as NZ Superannuation (NZS).
The legislation is correct in preventing the receipt of a similar Tier 1 NZS type overseas pension but is used to capture self funded overseas government pensions in order for New Zealand to avoid its obligations for entitlements to NZS by its citizens.

Overseas government pensions involved in this injustice include American, Canadian, UK, Dutch, Irish, German, Norwegian and many more from around he world.

Tier 1: Government funded universal social security benefits based on residency, New Zealand's Superannuation is such a benefit based on 10 years residency, 5 from age 20, 5from age 50.

Tier 2: Not government funded but self funded by social insurance contributions by both employees and employers and usually administered by governments.
An example of this is the UK state pension which in reality is in 3 parts, graduated pension, basic state pension and a second level pension which before now was the old SERPS, State Employment Related Pension Scheme.

UK basic National Insurance Contributions pay for health, social security and the state pension, they are paid into the National Insurance Fund which is not a government department and they are not a form of taxation, all confirmed by the UK Pension Service.
Second level contributions are purely for a second level of pension.
The injustice comes by deducting these pensions from entitlement to NZS, it means in fact the UK government is funding New Zealand's responsibility to pay NZ UK pension holders their entitlement to its NZS.

It is the the NZ/UK 1983 Social Security agreement here in article 15, that gives New Zealand the right to confiscate UK state pensions.
Also under this agreement, a New Zealander can retire in the UK having their NZ residency years converted into UK contributory years and which then gives entitlement to the UK basic state pension.
The resulting pension is funded by the National Insurance Fund which is financed by UK employer/employee National Insurance Contributions
(NICs) but the NZ government does not pay anything towards the financing of the resultant pension.
Therefore New Zealand uses UK pensions plus UK employee/employers National Insurance Contributions to fund its own social security system.
The latest figures here show how this use of twisted legislation affects so many elderly and the mind blowing figures involved.
Note the number of UK pensions captured and the amounts, British UK pension holders are the largest group affect by this injustice.
For the year ending 2016, 59,611 British UK state pensioners lost $228,858,613.
For that year 85,353 of New Zealand's elderly were impoverished by $347,051,594 of which nearly 4,000 ended up on hardship allowance.

Whilst the Labour, United Future, Greens and New Zealand First political parties call for change, the incumbent National (Conservative) party has since 2008, confiscated over NZ$2.5 billion of overseas pension incomes off the elderly.

This legislation also allows what is known as its Spousal agreement clause, anyone receiving NZS and who has a partner also receiving an overseas Tier 2 pension and that pension exceeds the person's level of NZS, then they lose their all of their NZS and the excess over NZS is taken off the other partners NZS as well.
It means there are many New Zealand born citizens who have never worked overseas can have their whole entitlement to NZS taken too.

In February 2014 sixteen of us elderly took the NZ government to the United Nations Human Rights Council, an inadequate and incapable organisation.
None of us were ever contacted for six months but we were finally contacted through the email address, nzpensionvictims@gmail.com
in the November to say our case would be considered and that having received a response from the New Zealand government we would be kept up to date and and the right to reply on matters allowed.
In the February of 2015 we received this brush off here no right of reply, no explanation.
The govt's response here G/SO 215/1 NZL217 was at best misleading and at worse a combination of lies and misleading statements.
On page 3 part 4 the government blatantly disregarded all our evidence including the Government's own Ministry of Social Development (MSD) reviews into the use of this 1938 legislation which concluded the legislation ad hoc, unfair, discriminatory and inequitable.
It actually lied in its descriptions of our pensions involved and described Its own reviews as "unsupporting information.

Reviews: 2004
here. 2005 here.
Evidence also included the New Zealand Human Rights Commission's request for a review from the Retirement and Research Centre at Auckland University which reached the same conclusions here conclusions on page 9, again described in the NZ government response as "unsupporting information".
Further e
vidence included the CEO Ministry of Social Development's letter here
The Human Rights Commission's letter to me here admitting it needed a "policy change"

The NZ Social Security Appeal Authority case in the High court in its support of a Mr. Sant Raj Rai the Judge Mr. J Doogue ruled that a pension in this case Fijian Nation Provident Fund, similar in structure to the UK National Insurance Fund and financed in exactly the same way as UK National Insurance contributions, was ruled not by and on behalf of its government but by and on behalf of the contributors.
An overseas government pension deemed by the CEO of the Ministry of Social Development as by and on behalf of a government as applied to the UK pensions amongst many is subject to Section 70 and captured.
Therefore the Judge ruled the pension was not subject to Section 70 and the ruling still stands despite an appeal of this important ruling by the Ministry was refused as was a recall yet the SS Appeal Authority does not apply that ruling to all other similar pensions.
The Sant Raj Rai High Court case: here

Also in this case the Appeal Authority relied on an ruling in the Court of Appeal 2002 1NZLR 353 that ruled "legislation should not take away a right or something that has already been acquired or vested" referring to the case in which Mr. Sant Raj Rai had paid for his Fijian government pension as a government servant.
One would have thought that t
his statement also applies to those overseas Tier 2 pensions again paid for out of earnings but in our collective experience, all government agencies are constructed to preserve the power of the NZ government to overcome proven human rights abuse against us elderly.

As a consequence there are tens of thousands of elderly impoverished by the New Zealand government with the onflowing results of hardship, reduced quality of life, health and mental problems all in the name of greed.

There are lots more damning evidence but sufficient to say that the UK and NZ governments are both in breach of the UN Convention of Human Rights and also NZ in its NZ/EU agreement also in breach of the EU Convention on Human Rights.

BRC